Dividend Yield is a fun concept – let’s start by looking at a basic example to understand it first. Imagine you’re looking to buy a house. One property rents for $1,000 a month and costs $200,000. Another rents for $1,000 a month but costs only $100,000. Both generate the same rental income. But one clearly […]
What Is Dividend Yield? (And Why a High Yield Isn’t Always Better) Read More »
“My CAGR Is 12%” A friend recently messaged me after reading my article on CAGR. “My CAGR is 12%. That’s pretty good, right? Or am I getting crushed by inflation?” My reply (You guessed it) “IT DEPENDS” There was a brief pause before I asked him another question. “Did you invest all your money on
What Is XIRR? (And Why CAGR Isn’t Always Enough) Read More »
I Doubled my Investment While catching up with an ex-colleague from the stock market over coffee, an important concept was triggered when he claimed: “I doubled my money in the stock market” WOW! My mind immediately started wondering which hidden gem he had discovered to double his money so quickly. NVIDIA? Tesla? Some tiny company
What Is CAGR? (And Why Every Investor Should Understand It) Read More »
The Founder Every family business starts the same way. One person decides they’re tired of working for someone else. An idea is born, a small shop, a warehouse, a trading company, a manufacturing facility, a spare bedroom.. The details change. The story doesn’t. They work ridiculous hours, somehow survive.. Then one day, something remarkable happens.
Why Some Family Businesses Last For Generations (And Others Don’t) Read More »
The Unexpected Inheritance Picture this.. A distant relative you’ve never met passes away and somehow leaves you $100,000. Before you ask, no, this has never happened to me. But let’s pretend it happened to you. After spending a few minutes wondering why this generous stranger skipped their immediate family and selected you as the chosen
SIP vs Lump Sum Investing: Which Strategy Actually Wins? Read More »
The Age of Ignorance Is it just me or does the phrase “Rule of 72” remind you of something an old uncle would bring up in a family gathering? Hasn’t come up? Ever? No clue what it is? It’s okay – I didn’t know either till I heard it for the first time and thought
Rule of 72 Explained: For Real! Read More »
The Prequel “If you had started investing 5 years ago – you wouldn’t be cribbing today” said the finance savvy friend in your social circle as he scrolled through his phone, occasionally giving you glimpses of some recent trades that had been profitable. Sounds familiar? We’ve all been there at some point in our life..
How Compounding Works Read More »
When you hear the word equity, what comes to mind? Complicated cap tables, lost certificates, endless spreadsheets? Feels like you’re solving a Rubik’s cube blindfolded doesn’t it? Picture this: It’s K-1 season. Uncle Sam’s tapping his watch, and you’ve entrusted your tax docs to one of those “award-winning,” equity-management platforms everyone raves about on LinkedIn.
Put the ‘Share’ Back in Shareholder Portal. Read More »
WHERE’S THE FIRE? 🔥 Seems like it’s become the industry’s favorite pastime to create a ruckus about Finqalab’s 0.25% commission fee, so I decided to run the numbers myself – and (surprise surprise), the difference is curious indeed. Here’s what the numbers look like (I’ve tried to make this easy even for a layman to
The Curious Case of Finqalab’s 0.25% Read More »
